By using Sathapana Tutort, MSMEs and merchants of any size can now accept card and QR payments with just a smartphone.

Sathapana Bank – a leading commercial bank in Cambodia – on July 28, 2023 officially launched its newest service, Sathapana Tutort, to help businesses and merchants of any size accept cashless payment using only a smartphone.

SathapanaTutort is specifically designed to be the ideal payment acceptance solution for businesses and merchants to manage cashless payments securely and instantly via various payment methods, including KHQR, Mastercard, Visa, WeChat, Alipay and Sathapana Rewards loyalty points.

“Sathapana Tutort is an innovative and convenient app that simplifies the payment acceptance process for MSMEs and merchants. Business owners and start-ups no longer need to struggle with expensive systems or set up in a physical location.

"The speed, security and low cost of Sathapana Tutort makes it attractive for merchants to use as they grow their businesses. With Sathapana Tutort, we believe it is an opportunity that allows us to extend our unwavering support to our valued merchants, particularly MSMEs.

“At Sathapana Bank, we want to provide Cambodian people with #EverydayBankingConvenience and the best services to our customers, while our innovative banking products and services will support merchants and MSMEs in expanding their businesses and efficiently managing their operations,” said Fung Kai Jin, CEO of Sathapana Bank.

Jean Pierre Gagnon, Deputy CEO of Sathapana Bank, spoke of his excitement at the launch of Sathapana Tutort.

“We are thrilled to officially launch Sathapana Tutort. Our goal with Sathapana Tutort is the implementation of dynamic KHQR, which enhances security measures and minimises the occurrence of fraudulent cases.

"At the same time, it helps businesses and merchants grow while securely accepting payments from their customers without having to worry about high service fees, transaction fees and equipment rental costs.

“On top of that, by incorporating the 'Tap on Phone' system with Mastercard, we can offer our merchants a smooth, fast and secure payment experience with the utmost convenience,” he said.

Ensuring that micro and small businesses have all the support they need to go digital is a key focus for both Mastercard and Sathapana Bank, said Winnie Wong, Country Manager, Vietnam, Cambodia and Laos, Mastercard.

“SMEs' digitisation and adoption of digital payments solutions will not only improve their competitiveness, but also play a crucial part in driving cashless payments and digital transformation in the country.

"The introduction of 'Tap on Phone' technology through Sathapana Tutort is expected to empower Sathapana Bank's extensive network of 200,000 micro and SME merchants to cater to the evolving preferences of consumers and their increasing demand for expanded payment choice, especially faster, more convenient and safer ways to pay.

“'Tap on Phone' brings non-cash acceptance more conveniently and accessibly to micro and small businesses, helping them benefit from the digital economy, which reinforces Mastercard’s global commitment to connect 50 million micro and small businesses to the digital economy by 2025,” she said.

Sathapana Tutort's features:

1. Multi-Store Management – Manage sales performances of all business outlets within the app.

2. Real-Time Monitoring – Track payment transactions in real time.

3. Instant Payment Notification – Get instant notifications of transactions on the app, via Telegram or via SMS.

4. QR Payments – The generated QR code is designed to securely accept payments from any financial app that supports KHQR and WeChat. UPI and Alipay will also be available in the coming weeks.

5. Cards – Accept contactless payments from cardholders worldwide, including Mastercard and Visa.

6. TIP – Enables merchants to accept tips.

7. Clerk ID – Manage staff by assigning roles and user IDs.

To join, simply download Sathapana Tutort from the App Store or Google Play Store, sign in with your Sathapana Bank account and start selling to enjoy the benefits of Sathapana Tutort.

For more information, please visit