HUANGDBS Commercial Bank Plc (HDCB) will become Cambodia's 28th commercial bank when the wholly owned local subsidiary of Kuala Lumpur-based Hwang-DBS (Malaysia) Berhard is officially launched at a ceremony today. The bank received a certificate of incorporation from the Ministry of Commerce on June 26, effective from June 19, which required it to begin operations by July 31. In a June 29 filing to the Malaysian stock exchange, HuangDBS said the bank would have issued and paid up capital of US$20 million.