AVP & Deputy Manager of Credit Department


PRASAC MFI Ltd., is a microfinance institution, which is providing sustainable financial services such as loans, deposits, and other financial products for 25 provinces and city of Cambodia. PRASAC is currently seeking for the qualified Cambodian national candidate (male or female) to fill the position of:

Position: AVP & Deputy Manager of Credit Department, 01 Position Report to: VP and Manager of Credit Department
Job Location: Head Office, Phnom Penh Deadline: October 26, 2015 at 4:00 PM
Main Duties and Responsibilities: Key Selection Criteria and Qualification:

• Elaborate PRASAC loan sales strategy to accomplish the annual lending plan.
• Monitor the adherence of actual sales figures with the planning on a regular basis by CO/ Branch/Region.
• Review portfolio report and identify risk, then set strategy to mitigate.
• Provide support to branch network and HO in order to encourage achieving targets, pushing or improving results.
• Strengthen loan assessment with BM/DBM/CO.
• Follow up daily/weekly/monthly loan performance by regions/branches.
• Select poor portfolio performance branches, identify problems and propose actions to improve
• Review loan documents to ensure loan information/ documentation are complete to submit to Credit Committee for approval.
• Ensure that lending services are accurate provided by each Credit Officer and branch.
• Follow up compliant from clients related to loan service.
• Visit clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it’s required by the Credit Committee.
• Review on lending internal policies and procedures.
• Regularly monitor Loan Portfolio Quality and Overdue & LWO report from Branch

• Strengthening NPL & LWO management through Branch visit review and legal action.
• Set strategy to branches to collect NPL.
• Bachelors/Master’s degree or equivalent in Marketing, Finance, Economics or other quantitative field.
• Minimum 5 years experience of lending.
• Minimum 2 years experience of working in regulated financial institution, preferable with some direct lending management experience.
• Experience with building strong relationships to achieve loan growth targets.
• Excellent working knowledge of the market.
• Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
• Good technical knowledge of MS Office products (Excel , Word, others)
• Fluent in English.
• Willing to work under pressure.
• Proactive, flexible and a good team player.
• Ability on problem solving and good communication skills.
• Good behavioral, committed and disciplined.

Interested candidates are requested to submit his/her resume, cover letter with expected salary, photo, copy of certificates, recommendations, ID card, birth letter and family book via E-mail or to PRASAC MFI., Head Office at Building 212, St. 271, Toultompong 2, Chamkarmorn, Phnom Penh, Cambodia.
E-mail: [email protected], Tel: 023 220 102.
Note: Only shortlisted candidates will be contacted for writing test or interview.

Head Office: Building No. 212, Street 271, Tuol Tumpung 2, Chamkarmon, Phnom Penh, Cambodia | Phone: +855 23 220 102
Customer Sevice: +855 23 999 911 | Fax: 4-855 23 216 362 | Email: [email protected] | Website: www.prasac.com.kh