AMK Microfinance Institution Plc. is one of the largest microfinance institutions in Cambodia. AMK serves a large number of over 400,000 customers with more than 2,200 staffs nationwide.
Job Title : Project and Portfolio Risk Manager
Report to : Chief Risk Officer
Location : Head Office
Closing Date : March 06, 2016
♦ Embed risk strategy and enterprise risk management framework in business decision making to optimize risk weighted return
♦ Define, formulate, and review risk policies/procedures to align with the growth target segments
♦ Strengthen risk management practices including monitoring of all risk exposures – liquidity, Fx, operational, deposit run-off, and credit risk management
♦ Lead the integration of analytical risk assessment methodologies into business decision making at transaction and portfolio level.
♦ Develop analytic tools/solutions and deliver analytic insights to support various anticipatory approaches in regulatory capital management and portfolio risk management
♦ Liaise with relevant stakeholders to develop risk monitoring tools, risk MIS, and portfolio reports to ensure portfolio risk scorecards effectiveness
♦ Perform industry & segment risk analysis, recommend appropriate portfolio criteria and actions for and ensure implementation to support both deposit and loan portfolio growth initiatives.
♦ Work proactively and closely with business managers to improve business risk analytics processes.
♦ Conduct qualitative and quantitative portfolio analysis & stress testing methodologies/models to estimate portfolio vulnerability under stress and assess the impact on the business.
♦ Conduct and periodically review the risk assessment of AMK’s counterparties, products, and any projects in AMK and provide recommendations to senior management and risk committee for approval
♦ Manage emerging projects related to regulatory and risk analytics initiatives.
♦ Support major credit initiation system projects to establish and enhance credit risks as well as implement credit projects as assigned
♦ Monitor and strengthen credit administration procedures and collection efforts to ensure that management of problem loan is efficient, and that recovery process, provisioning, and write-offs are adequate.
♦ Perform other administrative duties required to maintain healthy balance sheet and portfolio
Qualification and Experiences:
♦ Degree in Business, Applied Finance, Banking, or similar tertiary qualifications
♦ At least 3 years of working experience in banking or financial institution in the area of risk management, business, operation, credit, and deposit.
♦ Experience in retail banking is a plus.
♦ Experience in data analysis and portfolio modelling
♦ Ability to connect analytical insights with business decisions
♦ Ability to lead and support end-to-end projects
♦ Understanding of asset-liability management of financial institution
♦ Ability to work independently with strong result orientation and teamwork spirit
♦ Excellent interpersonal and communication skills in both English and Khmer
♦ Possess positive thinking mindset and can-do attitude
♦ Experience in change management
AMK provides competitive salary package to its employees with multiple bonus and other benefit package, including Khmer New Year bonus, Pchum Ben bonus, incentive, pension fund, 100% medical insurance for employee’s spouse and dependents for local treatment and for staff is up to USD 2,000 for oversea treatment, 24-hour accident insurance, staff loan for education purpose with only 2% interest rate per year, USD 300 bonus for both maternity or paternity and up to USD 1,000 if surgery required, 18-day annual leave, capacity building per job requirement, and good working condition in accordance to the Cambodian Labor Law.
Interested candidates should apply by sending a CV and a cover letter to: AMK branch and sub-branch offices or Head Office, Building 285, Yothapol Khemarak Phoumin Blvd. (271), Sk. Tomnub Tuek, Kh. Chamkarmorn, Phnom Penh, Cambodia or E-mail: [email protected]
· A copy of obtained certificates or confirm letter by the University
· A copy of national identification, family book, and certificate of birth
· A copy of transcript is preferred.
For additional information, please contact at Tel: (023) 993 062 / (023) 224 763 or visit website: www.amkcambodia.com, Facebook: amkcambodia
AMK is an equal opportunity employment. Qualified women and disabled people are encouraged to apply.
Only short-listed candidates will be contacted for interview.